Everyone deserves to have a healthy smile, but many people believe they can’t afford to see a dentist, despite having dental insurance. This couldn’t be further from the truth. Paying your monthly premiums for your insurance policy gives you access to reduced rates for the services your teeth and gums need. You can achieve optimal oral health by choosing an Aetna dentist in Midlothian, even if money is tight. Dr. Johnson will help you maximize your annual coverage to enjoy lasting oral health.
Aetna is a leading provider of dental insurance for families and individuals. Policyholders benefit from a nationwide network of dental professionals to invest in a healthy smile. By paying your monthly premiums, you can use your coverage to offset the fees for certain services. Although every policy differs, most plans include:
Your dental insurance in Midlothian allows you to visit your dentist every 6 months for a cleaning and checkup after a copayment. Preventive dentistry stops common issues from occurring, like tooth decay and gum disease. You’ll lessen the likeliness of needing a costly treatment later to reduce your long-term oral health expenses. Research shows $1 spent on prevention can save up to $50 on restorative and emergency fees.
If a problem occurs, Aetna is there for you. After reaching your annual deductible, you can use your benefits to lower the amount you pay out-of-pocket for common services. You can use your yearly allowance to treat dental issues early without worrying about a large bill.
Aetna recommends choosing a dentist that’s in their network to enjoy more coverage at the time of service. However, you can still choose an out-of-network dentist. You’ll have to pay the difference between the dentist’s fees and your insurance’s allowable coverage.
Your dental benefits reset at the end of the calendar year. You’ll lose anything you haven’t used because it doesn’t accumulate. You won’t be reimbursed for your premiums or deductible, either. On average, only 2.8% of people meet their annual limits. Don’t throw money down the drain. We’ll help you achieve the healthy, beautiful smile you deserve without breaking the bank.
Dental insurance is confusing, but you won’t navigate your policy alone. Our office manager is here to help. Nathalie has over 10 years of experience in the dental field. After studying at the Southwestern Adventist University, she earned her certification in nitrous oxide.
She will work on your behalf with Aetna to file the necessary claim forms, so you have one less thing to worry about. Nathalie will explain how your coverage is being used and if there’s any remaining balance. If there are any out-of-pocket expenses, she will review our payment options to keep your care within your budget.
If you have questions about your dental insurance, or you need an appointment, contact our office today.