Everyone deserves to have a healthy, beautiful smile; however, many people worry about the cost of dentistry. If you have dental insurance, you don’t have to avoid your dentist because you’re concerned about the bill. Your monthly premiums are an investment in reduced rates for the services your teeth and gums need to thrive. Your Cigna dentist in Midlothian, Dr. Johnson, is proud to accept your dental coverage to help achieve optimal oral health without breaking the bank.
Cigna is a nationwide provider of dental insurance plans for families and individuals. They offer discounted rates for common dental services. Although every plan differs, most include:
By paying your monthly premiums, you can visit your dentist twice a year for a cleaning and checkup after a copayment. Research shows every $1 spent on prevention can save up to $50 on restorative and emergency services. A cleaning and checkup will keep common oral health problems at bay to lessen the likeliness of needing a costly treatment later.
If a complication should arise, like a cavity or broken tooth, you can have it treated quickly for reduced rates. After meeting your annual deductible, you have access to a yearly allowance to offset the fees of common services, like fillings, dental crowns, or tooth extractions.
Cigna Dental recommends choosing a dentist in their network to enjoy more coverage at the time of service. They have pre-negotiated rates with select dentists, like Dr. Johnson. You have the freedom to visit any dentist that accepts your plan, even if they are out-of-network. You can still use your dental insurance in Midlothian, but you’ll have to pay the difference between Cigna’s allowable coverage and the dentist’s fees.
Our office is proud to accept both in-network and out-of-network patients. We will help you maximize your annual coverage to keep a healthy smile within your budget.
Dental insurance can be confusing, but you don’t have to navigate your policy alone. Our office manager, Nathalie, is here to help you. She has over 10 years of experience in the dental field. Throughout her time in dentistry, she earned her certification in nitrous oxide and studied at the Southwestern Adventist University.
Nathalie loves meeting everyone who walks through our door and strives to help them find the financial solutions they need to achieve maximum oral health. She will work on your behalf with Cigna to file the necessary forms, so you have one less thing to worry about. Nathalie will take the time to explain how your coverage is being used and if there’s a remaining balance. If you owe any out-of-pocket expenses, she will review your payment options, like third-party financing.
If you have any questions about your dental insurance, or you are ready to schedule an appointment, contact our office today to speak with a member of our team.